BILVIA

About BILVIA

Put your T-Bills to work with collateralized borrowing and USDG or USDC yield strategies you control.

Markets
Explore T-Bills
Compare instruments, review reported yields, and choose the T-Bills you want to hold.
Vaults
Build your strategy
Use T-Bills as collateral, choose USDG or USDC borrowing, and select one to four yield allocations. Review costs, net APY, and Health Factor before deploying.
Overview
Monitor and manage
Track your holdings, debt, performance, and onchain activity. Positions have no fixed term; unwind and withdraw subject to liquidity and repayment.

Getting started

Try the full flow on Robinhood Chain Testnet. You can explore the app without joining the waitlist.

  1. Connect your wallet

    Open BILVIA and select the wallet button in the header. Sign in with Google to use an embedded wallet, or connect Rabby or MetaMask. Check that your wallet address appears before continuing.

  2. Claim 10,000 USDG

    Open your wallet panel and select Add 10,000 USDG. Wait for the onchain confirmation and your balance to update. The faucet is available once a day; these testnet funds have no monetary value.

  3. Buy T-Bills in Markets

    The six supported assets appear first. Select Buy, enter a USDG amount, then choose Review purchase. Review the automatically matched BILVIA vault share quote and select Confirm purchase. Your BILVIA T-Bill shares become available as collateral.

  4. Build your strategy in Vaults

    Choose your T-Bill collateral, share amount, target loan-to-value (LTV), and USDG or USDC borrowing. Select one to four opportunities and set allocations totaling 100%. Review the borrowing cost, estimated net APY, and Health Factor.

  5. Deploy in one transaction

    Select Deploy Strategy, review the details, then select Confirm deployment. The transaction locks your collateral, borrows your chosen stablecoin, and deploys your allocations together. An initial token approval may be required separately.

  6. Manage and sell in Overview

    In Your positions, select T-Bills or T-Bills + DeFi, then open Manage. Choose Sell T-Bills for a direct holding or Sell position for a strategy. Review the payout currencies and select Confirm transaction.

    A strategy sale withdraws the allocations, repays debt, and sells the released collateral together. To keep your T-Bill shares instead, choose Unwind & Withdraw. After confirmation, check your wallet balances and open the explorer link in Recent activity.

Using Rabby or MetaMask?

Allow the app to switch to Robinhood Chain Testnet (chain ID 46630). BILVIA prepares a limited testnet ETH allowance for verified wallets before transactions. If your allowance is exhausted, you can also get gas from the Robinhood testnet faucet.

Approve requests in your wallet when prompted. If several wallets are connected, choose the intended account under Active wallet before claiming or transacting.

Market assets and protocol names are research references. This walkthrough transacts with BILVIA vault shares and pools on Robinhood Chain Testnet.

Try BILVIA

Yield is variable and not guaranteed. Borrowing introduces liquidation risk.